Terms of Use

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1. Acceptance of Terms

By creating an account, accessing our platform, or using any feature of our services, you enter into a legally binding agreement with zuqytyi under these Terms of Use. These terms apply to all users, including visitors, registered users, and paying subscribers. If you are using the services on behalf of an organisation, you represent that you have the authority to bind that organisation to these terms.

2. Eligibility

You must be at least 18 years of age to use our services. By agreeing to these terms, you represent and warrant that you meet this requirement. We reserve the right to suspend or terminate access for any user who does not meet eligibility requirements or who provides false information during registration.

3. Account Registration and Security

3.1 Account Creation

To access certain features of our platform, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate and complete.

3.2 Account Responsibility

You are solely responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately at help@zuqytyi.com if you suspect any unauthorised access to or use of your account. We are not liable for any loss or damage arising from your failure to protect your account credentials.

3.3 One Account Per User

Each user may maintain only one active account unless expressly permitted otherwise. Accounts are non-transferable and may not be sold, shared, or assigned to any third party.

4. Description of Services

zuqytyi provides an AI-driven expense categorisation platform designed to assist businesses and professionals in organising, classifying, and analysing financial data. Our services are delivered remotely and are accessible to clients worldwide. Features, availability, and functionality may change over time, and we reserve the right to modify, suspend, or discontinue any aspect of the services at any time with reasonable notice where practicable.

5. Permitted Use

You agree to use our services only for lawful purposes and in accordance with these terms. You may use the platform to manage and categorise your own expense data or that of organisations you are authorised to represent. Any use of the services for personal, non-commercial purposes unrelated to the intended business functionality is not permitted without prior written consent.

6. Prohibited Conduct

You agree not to engage in any of the following activities:

• Attempting to gain unauthorised access to any part of the platform or its underlying infrastructure
• Uploading or transmitting malicious code, viruses, or harmful data
• Reverse engineering, decompiling, or disassembling any component of our software
• Using automated tools, bots, or scrapers to extract data from the platform without authorisation
• Impersonating any person or entity or misrepresenting your affiliation with any person or entity
• Using the services to process data that infringes the rights of any third party
• Attempting to interfere with the availability or performance of the platform for other users
• Reselling, sublicensing, or redistributing access to the services without written authorisation
• Using the services to engage in any fraudulent, deceptive, or unlawful activity

7. Intellectual Property

7.1 Our Property

All content, software, algorithms, interfaces, branding, and documentation associated with our services are the exclusive property of zuqytyi or its licensors. Nothing in these terms grants you any ownership rights over our intellectual property. You may not copy, reproduce, distribute, or create derivative works from our materials without prior written consent.

7.2 Your Data

You retain full ownership of all data, files, and content you upload or submit to the platform. By using our services, you grant us a limited, non-exclusive, royalty-free licence to process and store your data solely for the purpose of delivering the services to you. We do not claim ownership of your data.

7.3 Feedback

If you submit suggestions, ideas, or feedback regarding our services, you grant us the right to use such feedback without restriction or compensation to you.

8. Data and Privacy

Your use of the platform is also governed by our Privacy Policy, which is incorporated into these terms by reference. We handle all personal and business data in accordance with applicable data protection principles. By using our services, you consent to the collection and processing of data as described in our Privacy Policy.

9. Subscription, Fees, and Payment

9.1 Paid Plans

Certain features of our platform may require a paid subscription. All fees are stated at the time of purchase and are subject to change with reasonable advance notice. Continued use of the services after a fee change constitutes acceptance of the new pricing.

9.2 Billing

By subscribing to a paid plan, you authorise us to charge your designated payment method on a recurring basis according to your chosen billing cycle. All charges are non-refundable except where required by applicable law or as explicitly stated in our refund policy.

9.3 Cancellation

You may cancel your subscription at any time. Cancellation will take effect at the end of the current billing period. You will retain access to paid features until the end of the period for which you have already paid.

10. Third-Party Integrations

Our platform may integrate with or link to third-party services, tools, or data sources. These integrations are provided for your convenience. We do not endorse, control, or take responsibility for the content, privacy practices, or reliability of any third-party service. Your use of third-party services is governed solely by their respective terms and policies.

11. Availability and Uptime

We strive to maintain consistent availability of our platform. However, we do not guarantee uninterrupted access. Scheduled maintenance, technical issues, or events outside our control may result in temporary unavailability. We will make reasonable efforts to notify users of planned downtime in advance.

12. Disclaimers

Our services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the services will be error-free, secure, or that the results produced by our AI categorisation tools will be accurate in every case. The platform is intended to assist human decision-making and should not be relied upon as the sole basis for financial, accounting, or compliance decisions. You are responsible for verifying the accuracy of any output generated by the platform.

13. Limitation of Liability

To the fullest extent permitted by applicable law, zuqytyi and its directors, employees, agents, and licensors shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the services. This includes, without limitation, loss of profits, loss of data, business interruption, or reputational harm, even if we have been advised of the possibility of such damages. Our total cumulative liability to you for any claims arising under these terms shall not exceed the total amount paid by you to us in the three months preceding the event giving rise to the claim.

14. Indemnification

You agree to indemnify, defend, and hold harmless zuqytyi and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your use of the services, your violation of these terms, or your infringement of any third-party rights.

15. Termination

15.1 By You

You may stop using the services and close your account at any time by contacting us at help@zuqytyi.com or through the account settings where available.

15.2 By Us

We reserve the right to suspend or terminate your access to the services at any time, with or without notice, if we determine that you have violated these terms, engaged in fraudulent activity, or if your account poses a risk to the platform or other users. Upon termination, your right to use the services ceases immediately.

15.3 Effect of Termination

Sections of these terms that by their nature should survive termination - including intellectual property, disclaimers, limitation of liability, and indemnification - shall remain in effect after termination.

16. Modifications to Terms

We may update these Terms of Use from time to time. When we do, we will revise the "Last updated" date at the top of this page. For significant changes, we will provide notice through the platform or by email. Your continued use of the services following the effective date of any changes constitutes your acceptance of the revised terms. If you do not agree to the updated terms, you must discontinue use of the services.

17. Governing Terms and Dispute Resolution

These terms are intended to be interpreted in a manner consistent with good faith commercial practice. In the event of any dispute arising from these terms or your use of the services, we encourage you to contact us directly at help@zuqytyi.com so that we may seek to resolve the matter amicably before pursuing formal proceedings.

18. Entire Agreement

These Terms of Use, together with our Privacy Policy and any additional terms applicable to specific features or services, constitute the entire agreement between you and zuqytyi with respect to the subject matter herein. They supersede all prior agreements, representations, and understandings between the parties relating to the same subject matter.

19. Severability

If any provision of these terms is found to be invalid, unlawful, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions shall continue in full force and effect.

20. Contact Information

If you have any questions, concerns, or requests relating to these Terms of Use, you may contact us using the following details: